body {
    font: 12px/1.2 Helvetica, Arial, sans-serif;
    background: #ffffff;
    margin: 0px 0px 0px 0px;
    padding: 0px;
}

table {
    font: 12px/1.2 Helvetica, Arial, sans-serif;
}

img {
    border: 0px;
}

hr {
    border-style: ridge;
    margin-left: 5%;
    margin-right: 5%;
    border: 1px solid #000;
}

a {
    text-decoration: none;
    font-weight: bold;
    color: #3d76cc;
}

a:hover {
    text-decoration: underline;
    color: #aaddff;
}

a.anchor {
    text-decoration: none;
    font-weight: none;
    color: #000;
}

a.nav {
    text-decoration: none;
    padding: 4px 4px 4px 4px;
    border: 1px solid #0044aa;
    color: #3d76cc;
}

a.nav:hover {
    border: 1px solid #ffffff;
    color: #ffffff;
    text-decoration: none;
}

a.ibi {
    text-decoration: none;
    padding: 4px 4px 4px 4px;
    border: 1px solid #0044aa;
    color: #fff;
}

a.ibi:hover {
    text-decoration: none;
    color: #fff;
}

td {
    border: solid #0044aa;
   border-width: 0px 1px 1px 1px;
}

td.embed {
    color: #585858;
    border: none;
    border-width: 0px 0px 0px 0px;
    padding-bottom: 10px;
}

td.head {
    background: #0044aa;
}

td.nav {
    background: #0044aa;
    font-size: 16px;
    font-weight: bold;
    color: #585858;
    text-align: center;
    padding: 8px 8px 8px 8px;
}

td.main {
    background: #ffffff;
    color: #585858;
}

td.tail {
    background: #0044aa;
}

p, h1, h2, h3, ul, form, .msg_list {
    margin: 10px 10px 10px 10px;
}

p.tail {
    font-size: 10px;
    color: #ffffff;
    text-align: center;
}

h1 {
    font-size: 16px;
}

h2 {
    font-size: 14px;
}

h3 {
    font-size: 12px;
}

.center {
    text-align: center;
}

.msg_head {
    font-size: 14px;
    font-weight: bold;
    color: #3d76cc;
}

.msg_head:hover {
    text-decoration: underline;
    color: #aaddff;
}

.msg_body {
    background: #f4f4f8;
}